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Secured Personal Finance for Eligible Customers
Bijay Finance offers personal loans against security, with the source stating a minimum security cover of 125% of the loan amount availed.
Features & Benefits
Personal Loan
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Fast approval and disbursement, subject to documents and eligibility
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Source currently mentions loans up to ₹3 lakh
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Hassle-free documentation with flexible repayment support
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Repayment through cheque, ECS, mobile transfer, branch payment or salary deduction, as applicable
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Prepayment may be available subject to pre-closure charges
Eligibility
Who May Apply
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Existing Bijay Finance customers with a good repayment track record
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Eligible Kapil Group employees, subject to employment status, service period and age criteria stated by the lender
Documents
Documents / Information
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Borrower and guarantor photographs
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KYC documents
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PAN copy
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Income / profession proof and recent bank statements
Repayment
Available Repayment Modes
The source states repayment can be made through local post-dated cheques, ECS or salary deduction, depending on the applicant category.
Tenure requires confirmation: the legacy source contains inconsistent maximum-tenure information, so a specific tenure is not published in this redesign.
Interested in Personal Loan?
For current eligibility, pricing, documents and application support, contact Bijay Finance.