Personal Loan

Bijay Finance offers personal loans

Personal Loan

Bijay Finance offers personal loans against security of minimum of 125% of the loan amount availed. You can repay your personal loan through an electronic clearance system by asking your banker to deduct the EMI from your nominated bank account. You can also use post-dated cheques favouring Bijay Finance and Investment Pvt. Limited to repay your personal loan.

For more details write to us on info@bijayfinance.com

Apply for Loan
Features & Benefits
  • 1. Instant personal loan approval and disbursement in 2 days
  • 2. Loans of up to Rs. 3 lakhs
  • 3. Hassle-free documentation with maximum flexibility
  • 4. Maximum loan tenure of up to 3 years*
  • 5. Easy EMI payment option through cheque, ECS, mobile transfer or cash at the branch
  • 6. *Conditions Apply

The personal loan is available for existing Bijay Finance customers and Kapil group employees only.

For existing Bijay Finance customers:

A good repayment track record is mandatory

For Kapil Group employees:

  • 1. All confirmed employees of M&M Ltd., or any of its subsidiary companies
  • 2. Should have completed at least two years of service with the organisation
  • 3. Should be between 21 to 58 years of age
Documents required:
  • 1. Photographs of the borrower and guarantor
  • 2. KYC Documents
  • 3. Pan card copy
  • 4. Income proof/proof of profession/bank statements of three months
You can get your personal loan from any Bijay Finance branch.
The loan amount will be based on the eligibility of the applicant.
The maximum repayment period is 2 years.
The personal loan can be repaid by Local PDC, ECS or by way of Salary Deduction.
By way of cheque or direct credit to your account.
Yes, you can prepay your personal loan at a nominal pre-closure rate.

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